I am reading a very interesting book “Awareness” by Anthony deMello.  The book is about how we need to “leave the illusions of our life” to awaken and really enjoy/live life.  

In the book deMello talks about having adisciplined mind. I thought this concept was really interesting and I wanted to share it with you.

..when I say disciplined, I’m no talking about effort. I’m talking about something else. Have you ever studied an athlete. His or her whole life is sports, but what a disciplined life he or she leades. And look at a river as it moves toward the sea. It creates its own banks that contain it. When there’s something within you that moves in the right direction, it creates its own discipline”.

What an interesting concept. We don’t need to put self limiting parameters we create on ourselves but the drive of what we want will create our limits. those limits appear to be much greater than what we put on ourselves.  Think about something your eally really want. You will do whatever it takes to accomplish your goal because you really, really want to achieve your goal. the banks or limits are created by your desire. Not by what you think they should be.

Lets let our discipline create our limits/opportunities.

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Profitable Money Saving Strategies – Are you making these 3 costly mistakes with your money?

Are you making these 3 Costly Mistakes with your money?

With our current economic conditions, we need to watch where our money goes and find more ways to save our hard-earned money. Especially since we recently started a new year and many people received a raise and took home less money. I want to show you three ways to find more money you already have and stop making costly mistakes.

Mistake #1 Not knowing where your money is going.

What to do instead: Document your spending for at least 30 days. We all have went on frivolous spending binges once in a while and felt the reality after the fact that we didn’t have any more money or a bill came up that we forgot about. Documenting what you spend daily helps you to realize where your money goes, what you do and the value of the items you spend your money on. In other words, is that $7 spent on a coffee and muffin really worth it every day when you look at the cost over a month or a year? Yes you do need to eat, but you can eat better for a lower cost. Documenting your spending allows you to correct where you are, what you do and the direction you are going.

Mistake #2Not knowing/liking a budget.

What to do instead: Get Over it! We need to understand that having a budget is not like having a leash around our neck. A budget is a guardrail on our road called life. How can we set up a budget?  Documenting your spending is a start. Write down on a piece of paper or in your favorite spreadsheet program, List out/document your take home pay and all your expenses. Set your budget with the expenses and the amounts you currently have. You may find extra expenses from what you documented from your daily spending logs. Stay with the budgeted allocations for each item and re-adjust each month if needed as the expenses will fluctuate, especially with kids. When you see that you can build more funds to grow without changing your current budgeted items you will get energized to continue.

Mistake #3Not believing you can save more money.

What to do instead: After documenting your spending, you will see where your changes and savings can occur. When we don’t know where our money is going, how do we find out? We document it. If we don’t know where we are, we check our GPS or (old school), we look at a map to get our bearing, where we are and the direction we need to go. Documenting our spending shows what we spend our money on and that if we set up a “budget” as guard rails on our road, we see the items we can reduce or “adjust to help better our financial situation. Yes this does mean we have to use that bad “D” word, Discipline.

The best part about all this is that if we are off track a bit, we can correct our current situation. After all, you didn’t get off track over-night, it took some time and it will take some time to get back on track. There are options to improve the current and future situations.

By Bob Brumm – Speaker, Author, Encouragement Engineer

For more Money Saving Strategies and Enthusiastic Encouragement for Positive Action, go to:



I recently read this article by John Maxwell about Options and I wanted to share the article with you. Options let us think, let us use our brain power, let us grow.


Taking the Right Turn
by John C. Maxwell

As president of Ford Motor Co., Robert McNamara once briefly pondered a decision made by one of his executives and then asked him, “What did you decide not to do?” Why is it important to consider multiple options during the decision-making process? Here are three reasons:

1. With options come possibilities.
Not long after moving to the Atlanta area, I realized that the drive from my home to the airport takes 35 minutes—if I leave at 6:30 a.m. If I leave just 15 minutes later, at 6:45 a.m., the same drive takes an hour. And if I wait until 7 a.m., that same drive takes 80 minutes.
Driving in Atlanta traffic has trained me to become a student of the routes and time because they help define my options. When I arrive somewhere early, sometimes I double back and look for new ways to make the same trip. I want to know my options. That way, when the obvious route slows to a crawl, I know my options and I often come up with a creative solution. If we don’t have options or if we don’t know our options, we’re stuck. We have little choice but to stay in the traffic jam. In decision making, if we do not have options, we only have one decision. And that decision may be the wrong decision, or it may not be the best decision.
2. With options come insights.
The more options we have, the more we can see what is not obvious to others. And people who are successful see what is not obvious to others. They don’t see what others can’t see; they just see what others don’t seem to see. Successful people engage that creative part of their minds and say, “Well, I wonder how else I can look at this problem. I wonder how else I could deal with this decision. I wonder what other possibilities I have there.”
3. With options come options.
Options are a result of thinking early, often and differently. And when we think early, often and differently, we begin to create more options within our life. Options come from the disciplines of pursuing options. And very often they take us down roads we never would have traveled, to places we never would have seen, where we find new options we never would have considered.
Fred Smith, a businessman in Texas who has been one of my mentors, has a sign on his desk that says, “But on the other hand…” He’s an optional thinker, and he’s taught me to be an optional thinker, too. So when somebody asks me to make a decision about a situation, I don’t offer a solution, I ask a question: What are our options? Give me the good, give me the bad, give me the pretty, give me the ugly, give me the impossible, give me the possible, give me the convenient, give me the inconvenient. Give me the options. All I want are options. And once I have all the options before me, then I comfortably and confidently make my decision.


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Lazy Language

I was passing some people having a conversation recently that caught my attention. The person was talking about a sports player and said “I’d bet you to place money on him” referring to how good a player performs. What kind of sentence is that?

Now most English teachers are going crazy hearing this. I know I did. In my opinion, this is just laziness on that persons part. I know English teachers try VERY hard to get our students to use proper grammar and proper word structure. However, we tend to fall into lazy patterns. Why?

I get lazy every now and again but when I speak, I make sure I use proper words and structure as often as possible. I have been given the gift of education and it is my job to make sure I use the skills learned to the best of my ability. That means not being lazy with what I say and how I say it. Lets live up to our fullest potential.

Our future generations need to realize the value of good grammar and proper communications skills. I don’t want to hear “lazy talk or marble mouth speak” from anyone. Enunciate your words and speak clearly. Your message will be received so much better.

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